Last updated: October 2025
Please read these Terms and Conditions (“Terms,” “Terms and Conditions”) carefully before using www.risewithpadma.com (the “Service”) operated by Padma Chunzin (“us,” “we”, or “our”).
Your access to and use of the Service is conditioned upon your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who wish to access or use the Service.
By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, you do not have permission to access the service.
We use your personal information for providing and improving the service. By using the Service, you agree to the collection and use of information in accordance with our Privacy Policy. Unless otherwise defined in this document, terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, accessible at www.risewithpadma.com.
By purchasing an ebook from our website, you agree to receive occasional updates, offers, and other relevant content from Rise With Padma. You may opt out of receiving these communications at any time by following the unsubscribe link included in any email we send.
If you wish to purchase any product or service made available through the Service (“Purchase”), you may be asked to provide information relevant to your purchase, including your name, email address, and payment details.
You represent and warrant that:
You have the legal right to use any payment method(s) provided; and
The information you supply is true, correct, and complete.
Payments are processed securely through third-party payment gateways (such as Razorpay or PayPal). By submitting your information, you authorize us to share your data with these third parties for payment processing in accordance with our Privacy Policy.
We reserve the right to refuse or cancel your order at any time for reasons including but not limited to product availability, errors in pricing or description, or suspected fraudulent or unauthorized activity.
Since our products are digital ebooks, all sales are final and non-refundable once the download link or access has been provided, except where required by law.
Please ensure you review all product details before making a purchase.
All ebooks, written content, images, and materials available on Rise With Padma are the intellectual property of Padma Chunzin. They are protected by copyright and other applicable laws.
You may not reproduce, distribute, modify, or resell any of our ebooks or content without prior written consent. All purchases are for personal use only.
We strive to keep all product information accurate and up-to-date. However, errors or inaccuracies may occasionally occur. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update information without prior notice.
The Service and its original content (excluding user-submitted content) are and will remain the exclusive property of Padma Chunzin and Rise With Padma. All trademarks, service marks, and trade names are owned by us.
You may not use any part of our branding, name, or content for promotional or commercial purposes without written permission.
You agree not to use our website or content for:
Illegal or fraudulent purposes
Infringing upon intellectual property rights
Distributing harmful software or content
Copying, reselling, or redistributing ebooks
Any misuse will result in immediate termination of access without notice.
Our website may contain links to third-party websites or services that are not owned or controlled by Rise With Padma.
We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that Rise With Padma shall not be responsible or liable for any damage or loss caused by the use of such third-party resources.
These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions.
We reserve the right to modify or replace these terms at any time. Changes will be effective immediately upon posting on this page. You are responsible for reviewing these terms periodically.
By continuing to access or use our service after any revisions, you agree to be bound by the updated terms.
If you have any questions about these terms, please contact us at
📧 contact@risewithpadma.com